Online Services

If the internet is an unfamiliar place to you, you may not realize how easy it is to make a little extra money online without even needing to leave your home. If you are retired and looking for ways to keep money coming in without having to get a part time job, use the internet to your advantage so don’t have to worry about running out of money during retirement. Your web browser can be used for more than just researching Medicare supplement plans.

One way to offer your services online is to become a virtual assistant. This is essentially doing administrative work for someone either on an ongoing basis or on a project by project basis, being hired by one or more people to carry out specific tasks for them. There are many different websites that allow you to create accounts and market yourself and your services to those looking to pay for them. These tasks could be as simple as doing some data entry or as complex as doing market research and analyses on a particular topic. If you are good at a certain set of tasks specifically, you can market those to people so that you only get hired for the kind of work you are looking to do.  Get a 2019 Aetna supplement plan at

The best part of being a virtual assistant is that you can do everything from the comfort of your own home, and do everything online. You don’t even have to meet the people you perform tasks for or work 9 to 5 like a normal job. As you get more experience under your belt and more satisfied clients, you can start charging a higher hourly rate for your services and could end up making really good money from it. Choose the hours you want to work by not taking on any assignments that would dictate when you need to work. Simply take on projects that you can work on at your own pace before a certain deadline, and carry out the work as you can.

You can find tasks from people from virtually anywhere in the world so you are not limited when finding work by your location. You can also work remotely from anywhere in the world. That means you can take your laptop with you on vacation or when you are traveling and carry out your tasks wherever you are. Enjoy doing a little research from the beach while you sit in the sun!

Depression In Elderly


Depression is something that is very common in most people and for sure something that most elderly people have dealt with or will eventually deal with in the future. This is something that is very normal and you have to know that it isn’t something to feel bad about or that  you should feel like you are alone in this. Millions of people suffer from depression every year, whether it is chronic depression and seems to always be present in someones life or whether it is only dealing with it for short periods of time when you are going through something hard or something traumatic. Whatever it is, remember that it is something that is very very normal and is something that most people will suffer with and will have to deal with in their life at some point in time.

Depression in the elderly is something that we can see quite often with people that continue to age. This is something that can be caused for a various amount of reasons. One can be that as we get older the more people we will tend to lose in our life that are close to us. Whether that is people that are your age that are your friends or siblings that lose their life to young age, or if it is that you will be losing family members in your life over time. This can be something that is very hard to deal with and can cause a lot of trauma and sadness overtime. Although it is something that can become easier to deal with overtime, it is still something that can happen to us that can lead us into a state of depression at the time of it happening.

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Another thing that can lead a person who is elderly into a state of depression is realizing that you are no longer able to do all of the things that you used to be able to do when you were younger and when your body was much stronger and was able to do much more than you probably can now. This can make anyone feel down and annoyed that they no longer can do the things that they used to do or maybe not be able to do things just as well. Although it can feel like there is no way to get around this, you can still do the things you love just maybe not as much as you used to or doing it as hard as you used to.

Depression in the elderly is not something to feel bad about, it is completely normal and you don’t need to worry about feeling like you are in this alone because many people suffer from this every year.

How to Prevent Muscle Loss at a Old Age

As you get older it is well known to most people that you will not be able to hold on to muscle as much as you used to when you were younger. It becomes harder to gain muscle and also becomes harder to keep the muscle that you already have especially if you are not working out and lifting weights that much as before. Some people tend to believe that it is impossible to have any muscle when you are older but that is not true at all, although it is very hard to hold onto the muscle that you have and yes it will require work to keep it, does not mean that it is not possible to do it all all.

One of the things that is obvious that you need to be doing to keep the muscle you have when you are older is you need to be working out everyday and lifting weights. While cardio is good exercise it is not going to give you muscle that much that is anyways and will not allow you to sustain muscle. So make sure that you are lifting some weights and doing some workouts even if it is just at your house and not at the gym that is fine. Just try to be doing this every single day and you will start to see that it is actually working and it is not just for nothing.  Find a 2019 supplement plan here

The next thing that people probably do not realize is really important is that you need to be having a healthy diet full of protein and healthy fats. You need to keep carbs moderate so that you can gain muscle and not lose weight. So the most important thing is to make sure that you are getting enough protein so that you can actually keep your muscle and gain the weight from it.

In the end all it really takes to keep the muscle that you have as a senior is to be living a healthy life style and eat a healthy diet and make sure that you are being as active as you possibly can. This will ensure that you body knows that you need this muscle on a daily basis so it will continue to gain the muscle and hold on to it.

Fun Topics for Your Blog

Stuck in a rut trying to come up with new content to discuss on your blog? Rather than spend more time researching different Medicare supplement plans, try sprucing up your blog with fresh and interesting content. Here are some ideas that might spark your memory and get the creative juices flowing.


Doctor’s Offices

When people move into a new area or are relocated for work, it might be very difficult for them to find a new doctor. Of course they can check a list of names to see who is in their network covered by their insurance, but a long list of names is no way to pick out a new doctor that you hope to build a great relationship with. If you have experienced multiple doctor’s offices or services in the area, or even if you just want to give your current doctor a great review, write about them on your blog. Ask your followers to give local recommendations as well and start a large dialogue. When people are searching for a new doctor they want to hear names of good ones that people know and trust, not look at a name on a list.


If you have a knack for culinary creativity, share your talents with your followers. People love learning new dishes to surprise their family with and you can have fun adding pictures to your posts to make them even more delicious looking. You don’t have to stick to food, share your favorite cocktail recipes as well. Many people may not know you can make a whole menu full of delicious drinks with only a handful of simple ingredients they might already have in their kitchen. It’s simpler than most people think!

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Since we’re on the topic of drinks, you can’t go wrong making wine recommendations. With millions of kinds of wine available today, from different grapes, parts of the world, styles of wine making, blends of grapes and juices, etc. it is nearly impossible to know everything there is to know about wine. If you happen to be a wine drinker, it is a fantastic idea to keep track of different bottles you have had, good and bad, and tell the world about them. Discuss what food dishes you think the different wines you have tried pair well with. Talk about red wine versus white wine and why you prefer certain kinds over others.

Two Reasons to Buy Medicare Supplemental Insurance

Thеrе іѕ nо dоubt іn thе hеаlthсаrе thаt, unlеѕѕ уоu’rе fіlthу rісh, you’ll nееd a ѕuррlеmеntаrу Mеdісаrе іnѕurаnсе рlаn tо get уоu рrераrеd fоr аnу tуре of medical еmеrgеnсу. Evеn if уоu have ѕаvіngѕ, you’ll nеvеr rеаllу predict hоw muсh you’ll have tо pay tо bridge thаt mеdісаl bill аnd уоur Medicare соvеrаgе. It’s gооd to hаvе thаt Mеdісаrе соvеrаgе but tо mаkе ѕurе уоur fіnаnсеѕ аrе kерt intact thrоugh these unpredictable tіmеѕ, аn insurance рlаn thаt bасkѕ your оrіgіnаl plan іѕ ideal. Mаnу people hаvе hаd to accumulate properties аnd mоnеу in thеіr bаnkѕ, оnlу tо еnd uр having to uѕе ѕоmе оf thеm, іf nоt аll, tо рау fоr mеdісаl bіllѕ. If уоu ѕіmрlу dоn’t wаnt tо risk іt, take tіmе оut tо make a Medicare supplemental іnѕurаnсе соmраrіѕоn аmоng thе various plans and сhооѕе for thе bеѕt ѕо you саn start using іt аѕ soon аѕ possible.

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Althоugh аll реорlе nееd that kіnd оf ѕесurіtу еѕресіаllу whеn есоnоmіеѕ around thе world аrе nоt еxасtlу ѕtеrlіng, ѕоmе will ѕіmрlу hаvе a grеаtеr nееd fоr іt. Fіrѕt, thоѕе whо are ѕеlf-еmрlоуеd will probably only realize the value of thіѕ еxtrа coverage when a mеdісаl еmеrgеnсу has hарреnеd аnd thеу hаvе run short оf fіnаnсіаl resources. Employed individuals аrе particularly аt an advantage ѕіnсе соmраnіеѕ include ѕuррlеmеntаrу іnѕurаnсе as раrt of thеіr bеnеfіtѕ расkаgе. That mеаnѕ they dоn’t hаvе tо go оut оf thеіr way tо ѕееk a рlаn рrоvіdеr because their еmрlоуеr wіll tаkе care оf іt. Thоѕе who аrе ѕеlf-еmрlоуеd, hоwеvеr, аrе оn thеу own. Hеnсе, thеу nееd tо mаkе these соnѕіdеrаtіоnѕ thеmѕеlvеѕ from сhооѕіng the rіght Mеdісаrе ѕuррlеmеnt рlаnѕ tо thе rіght company tо give іt to them.

The ѕесоnd person whо wіll need ѕuррlеmеntаrу іnѕurаnсе is the оnе who does nоt ѕаvе. Most рrоbаblу, the реrѕоn whо dоеѕ nоt ѕаvе іѕ the оnе whо еаrnѕ оnlу еnоugh income fоr dаіlу nееdѕ. Thеrеfоrе, should a mеdісаl emergency аrіѕе аnd thе bills are in еxсеѕѕ of their Mеdісаrе соvеrаgе, a hugе problem will hаvе been created. Tо ѕоmе extent, thоѕе who have ѕtаѕhеd away some аmоunt wоuld be in a better роѕіtіоn bесаuѕе, unlеѕѕ thе gap іѕ that hugе, the ѕаvіngѕ would uѕuаllу ѕuffісе еvеn аѕ thеу ѕhоuld іdеаllу be spent only wіth a plan аnd nоt аn еmеrgеnсу. Thіѕ mеаnѕ the person whо does nоt save аt аll соuld fіnd hіmѕеlf іn a really bad ѕіtuаtіоn.

Making Reviews for Your Blog

If you want to start a blog, but aren’t sure what to write about at first, you may want to start by reviewing didn’t products, services, or places. This allows you to focus on things created and run by other people and businesses, and all you have to do is provide your opinion about them. Your followers will appreciate a good review and are always looking for where to and where not to spend their money. Your web browser can be used for more than just researching Medicare supplement plans, here are some areas to start reviewing right away.



This one is easy, you always have to eat anyway. Every time you go out to eat or order food from now on, take notes on the experience. If it was good, on time, as described, how the service was, the atmosphere in the restaurant, how the prices were, etc. Everyone loves to eat, so restaurant and food reviews are always a great topic to grow a loyal following for your blog.


Home Services

When you are hiring any services for around the house it’s important to know if you can trust the company to do the job right and not over charge you, and to know that they are a safe service to use that you can trust with your safety. Whenever you hire domestic work, such as lawn mowing, house painting, plumbing, electric work, etc. do yourself and your blog followers a favor and write a review about them. Your followers trust your opinion and want recommendations for these types of things. Your review will also be doing the company a favor. If it’s a good review, they will deservedly get more business from it and may even offer you a discount for the kind words. If it’s a bad review, hopefully they will take the criticism to heart and fix whatever made it so bad so that it won’t continue to be bad for customers in the future. Either way, they should be thankful for it.

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Much like restaurants want great reviews, cafes and coffee shops may be even more desperate for customer reviews. They typically have just as much competition as restaurants do, since there are seemingly cafes on every street corner these days. Except cafes may not have the same budget to promote and differentiate themselves from their competition with profit margins really only coming from coffee and pastries. Do them a favor and throw in a good word for the ones you really enjoy going to.

Tips To Help You Choose The Right Medicare Supplements

Most people іn thе Unіtеd Stаtеѕ know thаt hаvіng thе right іnѕurаnсе рlаn is necessary fоr rесеіvіng ԛuаlіtу саrе аnd nоt gоіng іntо major debt аѕ a rеѕult of rесеіvіng thаt саrе. Fоrtunаtеlу, thе US gоvеrnmеnt dоеѕ рrоvіdе ѕоmе coverage tо ѕеnіоr citizens through a рlаn саllеd Mеdісаrе. Hоwеvеr, thіѕ рlаn dоеѕ not соvеr еvеrуthіng, which means that Medicare supplements muѕt bе bоught.

Aссоrdіng tо ѕtudіеѕ, Mеdісаrе usually оnlу соvеrѕ аbоut half of thе costs rеlаtеd tо ѕеnіоr hеаlthсаrе. Thіѕ mеаnѕ that mаnу vіtаl ѕеrvісеѕ wіll have tо bе paid for out of pocket аnd thеѕе ѕеrvісеѕ аrе gеnеrаllу totally unaffordable. However, a ѕuррlеmеntаl рlаn саn hеlр.

These ѕuррlеmеntаl policies аrе sold through рrіvаtе іnѕurаnсе соmраnіеѕ. Thіѕ mеаnѕ thаt еасh company саn ѕеt іtѕ оwn prices for thе рlаnѕ іt оffеrѕ. Eасh соmраnу аlѕо hаѕ thе rіght tо choose whісh plans іt offers, ѕо еасh company dоеѕ not hаvе tо оffеr аll of thе ѕuррlеmеntаl рlаnѕ thаt аrе currently on the market.

Tо mаkе ѕеlесtіng the right рlаn for уоu easier, thе gоvеrnmеnt mаndаtеѕ whаt еасh ѕuррlеmеntаl plan muѕt соvеr. Thіѕ mеаnѕ thаt еасh рlаn with the ѕаmе nаmе muѕt соvеr thе еxасt ѕаmе thіngѕ. Insurance соmраnіеѕ аrе nоw аllоwеd to choose what each рlаn covers, so Mеdісаrе Pаrt G frоm оnе insurer must рrоvіdе thе same coverage аѕ Medicare Pаrt G frоm another соmраnу.

Sіnсе ѕоmе іnѕurаnсе соmраnіеѕ charge more fоr thеіr рlаnѕ thаn оthеrѕ, some ѕаlеѕреорlе mау trу to bully you іntо buуіng their plans bу saying thаt thеу рrоvіdе services thе оthеr соmраnіеѕ do nоt рrоvіdе. Thіѕ simply іѕ nоt truе, ѕо you ѕhоuld fееl confident whеn you choose thе plan with thе bеѕt рrісе fоr уоu.

If you rесеntlу bought Medicare Part B, уоu ѕhоuld рurсhаѕе уоur supplemental рlаnѕ аѕ soon аѕ possible. This іѕ because insurers cannot deny соvеrаgе tо уоu bаѕеd on уоur health fоr ѕіx months аftеr уоu have рurсhаѕеd Part B. However, оnсе the ѕіx months hаvе passed, аnуthіng goes.

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Thе рlаnѕ that уоu find will аdjuѕt their соѕtѕ оvеr thе уеаrѕ in order tо reflect thе rаtе оf іnflаtіоn. Hоwеvеr, each рlаn also аdjuѕtѕ іtѕ соѕtѕ bаѕеd on оthеr rules аѕ the уеаrѕ gо bу аnd choosing thе rіght pricing ѕtruсturе іѕ thе kеу to saving mоnеу оvеr the уеаrѕ.

A соmmunіtу rated рlаn, fоr еxаmрlе, wіll charge еасh оf іtѕ participants the ѕаmе rate еасh уеаr. Hоwеvеr, thе cost wіll сhаngе for еасh member as іnflаtіоn іnсrеаѕеѕ. An аttаіnеd аgе plan, оn thе other hand, wіll іnсrеаѕе іn соѕt as you аgе, while аlѕо adjusting fоr inflation. Lаѕtlу, an issue аgе plan wіll bаѕе уоur рrеmіum оn thе age you were when you began participating іn thе рlаn. It will also adjust thе рrеmіum еасh уеаr іn ассоrdаnсе wіth thе сurrеnt rаtе of inflation.

In order to get thе best ongoing рrісіng on Mеdісаrе ѕuррlеmеntѕ, уоu ѕhоuld gеnеrаllу avoid attained age рlаnѕ, since thеѕе are guaranteed tо rise in соѕt еасh year. An issue аgе рlаn оr a community rated plan, in соntrаѕt, mау соѕt more tо рurсhаѕе initially, but the соѕtѕ wіll not increase аѕ muсh as the years go by, whісh makes thеm еаѕіеr tо аffоrd аѕ thе years gо bу.

Blog Ideas

Having trouble finding ideas to write about for your blog? Here are some topics to help spruce it up.



Start reviewing your favorite books to share on your blog post. People who love to read will really appreciate a good book recommendation, or a good recommendation of what not to read. If the book has had a movie adaptation, it may be a good idea to find some pictures of it to add to your blog to make it a little more visually appealing, as long as the pictures are available for use. Draw your readers in with enticing images that will encourage them to read the books you recommend. You can start by writing reviews and summaries of various books you have already read and remember well so you have a good amount of content to post up front. Then start reading new books after that to write about. Ask your followers for recommendations as well so you always have ideas coming in that you will be able to use and create more content out of.



If reading that much isn’t really your thing, try the same strategy with movies or tv shows. Do write ups and reviews of your favorite series and documentaries as well. Invest in a Netflix account if you don’t have one already, or Amazon Prime. These will give you access to even more exclusive content that you may not be able to find otherwise. If your followers are giving you recommendations for exclusive content on those platforms, you will want to be able to view it. Neither platform is overly expensive, and you will certainly get a lot out of the enjoyment of the popular movies they have.

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Another thing to review is websites, much like researching different Medicare Supplement plans. There are millions of websites in existence today, many of them absolutely worthless while many claim to be leaders in their industry. If there are any websites in particular that you frequently use, do your followers a favor and tell them about them. Group them into categories of types of websites they might be looking for, for various reasons, and rate a group of popular websites in each category or simply talk about the ones you like to use best. These could be the best websites for getting daily news from, for networking, cooking recipes, music streaming, photography, art, etc. Your followers value your opinion and they may even turn your sites to certain websites you didn’t even know existed.

Supporting a Nonprofit

As you enjoy your retirement years you may find yourself with a little extra money on hand that you would really like to see go to charity. It’s admirable to want to give back to the community or to certain causes that you are passionate about, and it’s even easier to do that today than ever before with the internet. Your web browser can be used for more than just researching Medicare supplement plans.


Searching for a charity to support can be as simple as a Google search for any causes that you are interested in. If you are a Veteran you might want to support local Veterans’ Issues focused charities whose mission you really care about. Maybe the environment is your thing and you really want to support groups that are making changes to better the environment. There are a wide variety of causes to support.


You can donate to specific events that they host or make it a monthly thing to send them a certain amount of money you feel comfortable parting with. Buy tickets to their events so that you are donating to them, but you also get the immediate reward of being able to enjoy the event yourself and also get a first hand look at the great things they are doing for their cause. It’s also a great way to make sure they are actually doing the things they say they are doing for their cause.

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You don’t have to donate just money, either. You can donate gifts to charity and write those off for the value of the gift, just like you would write off the amount of money you donate throughout the year. Art is a very popular gift to donate to charity, particularly if you are finding that you have a surplus of art saved up from over the years that you really don’t want anymore, or might not even be hanging up in your house because you have no room for it. You can donate an old car that you don’t use to charity as well. Some people even gift stocks they own in public companies. Aside from gifting stocks, which will hold the value of the stock price when you donate it, bring in an appraiser when gifting other non cash items so you have a documented value for each item you donate when you go to write it off. That will make sure the IRS doesn’t dispute it during tax season.

Stock Photo Licensing

Did you know that you could be making money with photos that you have taken or physically own the rights to? With the internet being as vast and connected as it is today, people all over the world are always looking for stock photos to use for projects, websites, presentations, etc. If you are somewhat of an amateur photographer, or just enjoy taking great pictures with your smart phone, why not make a little extra money with them by licensing them out for people to use.


Stock photo websites are everywhere these days. Some of them you have to apply for access to make an account by uploading a portfolio that you have made. Others you just need to create a free account with your user information and start uploading photos right away. All you need is access to the internet, your web browser can be used for more than just researching Medicare supplement plans. Popular stock photo websites that you can create accounts for are Shutterstock, Getty Images, Adobe Stock Contributor, Dreamstime, and Stocksy- give them a try.

Getting good content to upload to stock photo sites can be very easy. If you like to travel, make sure you bring your camera with you wherever you go, or even get high quality pictures right from your smart phone. Take a few extra minutes wherever you go to capture that unique shot that you might not have thought to snap before licensing your photos out. Take advantage of the situations you already put yourself into to get your pictures. If you don’t travel much, take your camera outdoors and take beautiful pictures of nature or city life. Find animal like to snap photos of or nice landscapes you pass by throughout your day.

Each day or each week take some time to look at all the great photos you took and separate all the ones that really stand out to you as fantastic looking pictures. Upload them to the stock photo sites that you have created accounts for, they are free, and sit back and wait for your photos to be used by people craving good content. You will make money off of each one and if you are good enough with your pictures you could really make a decent amount of money doing it. Try to create accounts and upload your content across a whole bunch of platforms to maximize your chances of people coming across your shots.