Global Insurance

Car insurance policies come with lots of conditions. Don’t assume anything.

Even if you have comprehensive car insurance cover, you may not be:
o Covered for windscreen damage.
o Entitled to a courtesy car.
o Covered to drive in Europe automatically under your full policy conditions.

On the other hand, you may be:
o Limited to just one or two windscreen claims each year.
o Allowed a courtesy car for just fourteen days per claim.
o Entitled to just 30 days full cover in Europe over the whole year.

Here’s a quick checklist for your car insurance policy:
Is your car insurance comprehensive, third party, fire and theft, or third-party only?
What is the total policy excess in the event of claims?
What about the excess for windscreen claims?
Does the insurance policy cover all the drivers you asked for?
Does the insurance cover include legal expenses and breakdown?
Does the insurance policy include a courtesy car?
Can you make an unlimited number of windscreen claims?
How many windscreen claims can I make before it affects my no claims bonus?
Is the car insurance cover extended to driving in Europe for the period you asked for?
Is the no claims bonus protected?